Santa Cruz Insurance Office
Personalized insurance solutions for individuals, families, and businesses in Santa Cruz and the surrounding coastal communities.
Your Local Insurance Agency in Santa Cruz
Hartwell & Cole Insurance proudly serves the Santa Cruz community with dependable, straightforward insurance solutions tailored to your needs. Whether you’re protecting your home near the coast, your vehicle, or your business, our team is here to help you find the right coverage.
We understand the unique lifestyle and risks that come with living and working along the Central Coast. From coastal properties to small businesses, we take a personalized approach to ensure you feel confident and protected.
Visit Our Santa Cruz Office
Address
Phone
Fax
Office Hours
Monday – Friday: 9:00 AM – 5:00 PM
Saturday & Sunday: Closed
Insurance Services Offered in Santa Cruz
- Personal Insurance
- Commercial Insurance
- Life Insurance
- Home Insurance
- Auto Insurance
- Umbrella Insurance
Local Experience You Can Trust
Working with a local insurance agency means having a team that understands your community and is available when you need support. At our office in Santa Cruz, we focus on personalized service, clear communication, and dependable coverage solutions built around your needs.
Whether you’re reviewing your current policies or exploring coverage for the first time, our team is here to help you move forward with confidence.
Serving Santa Cruz and Nearby Communities
- Capitola
- Scotts Valley
- Aptos
- Soquel
- Watsonville

