About Hartwell & Cole Insurance
Trusted guidance and dependable coverage for individuals, families, and businesses across California.
A Local Approach to Insurance
At Hartwell & Cole Insurance, we believe insurance should be straightforward, reliable, and built around your needs. We work with individuals, families, and business owners across California to provide coverage solutions that help protect what matters most.
Our approach is simple—take the time to understand your situation, explain your options clearly, and help you make confident decisions about your coverage.

Who We Are
Hartwell & Cole Insurance is an independent insurance agency focused on providing personalized service and long-term support. We work with a range of trusted insurance carriers to help you find coverage that fits your specific needs, whether personal or commercial.
We are committed to building lasting relationships with our clients by offering consistent communication, dependable service, and straightforward advice.
What We Do
We provide a range of insurance solutions designed to protect your home, your business, and your financial future. From everyday coverage to more specialized policies, our goal is to make the process as simple and efficient as possible.
We focus on helping you:
- Understand your coverage options
- Identify potential risks
- Build a policy that fits your needs
- Adjust your coverage as your situation changes
Why Clients Choose Hartwell & Cole
Choosing the right insurance partner can make all the difference. Our clients value a straightforward approach, personalized guidance, and the confidence that comes with knowing they have the right coverage in place.
We take pride in being a reliable resource for our clients—whether they’re reviewing their current policies or planning for the future.
Serving Communities Across California
We proudly serve clients throughout California, with offices in Modesto, Tracy, and Santa Cruz.
