Santa Cruz Insurance Office

Personalized insurance solutions for individuals, families, and businesses in Santa Cruz and the surrounding coastal communities.

Your Local Insurance Agency in Santa Cruz

Hartwell & Cole Insurance proudly serves the Santa Cruz community with dependable, straightforward insurance solutions tailored to your needs. Whether you’re protecting your home near the coast, your vehicle, or your business, our team is here to help you find the right coverage.

We understand the unique lifestyle and risks that come with living and working along the Central Coast. From coastal properties to small businesses, we take a personalized approach to ensure you feel confident and protected.

Visit Our Santa Cruz Office

Address

4567 Ocean Street, Suite 300
Santa Cruz, CA 95060

Phone

Fax

Email

Office Hours

Monday – Friday: 9:00 AM – 5:00 PM
Saturday & Sunday: Closed

Insurance Services Offered in Santa Cruz

Our Santa Cruz office offers a full range of insurance solutions designed to protect what matters most—whether at home, on the road, or in your business.

  • Personal Insurance
  • Commercial Insurance
  • Life Insurance
  • Home Insurance
  • Auto Insurance
  • Umbrella Insurance

Local Experience You Can Trust

Working with a local insurance agency means having a team that understands your community and is available when you need support. At our office in Santa Cruz, we focus on personalized service, clear communication, and dependable coverage solutions built around your needs.

Whether you’re reviewing your current policies or exploring coverage for the first time, our team is here to help you move forward with confidence.

Serving Santa Cruz and Nearby Communities

In addition to Santa Cruz, our office proudly serves individuals and businesses throughout nearby coastal and inland communities, including:

  • Capitola
  • Scotts Valley
  • Aptos
  • Soquel
  • Watsonville